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Privacy Policy

At Perlica Limited, we are committed to protecting the privacy and security of our client’s personal and financial information. This Privacy Policy outlines how we collect, use, share, and protect your information when you use our services, particularly as it relates to our mission to fortify your financial recovery with unmatched expertise.

1. Information We Collect

a. Personal Information

We may collect personal information that you provide to us, including but not limited to:

Full name

Contact details (phone number, email address, postal address)

Social Security Number (SSN)

Date of birth

Identification documents (e.g., driver’s license, passport)

Employment information

Financial information (bank account details, credit/debit card numbers)

b. Financial Information

To support your financial recovery, we may also collect specific financial information, including:

Income details

Credit history

Debt information

Bankruptcy records

Tax returns

Investment portfolios

c. Usage Information

We may collect information about how you use our website and services, including:

IP address

Browser type

Device type

Pages visited

Date and time of visit

d. Third-Party Information

We may receive information about you from third parties, such as credit bureaus, financial institutions, and service providers, to assist in your financial recovery.

2. How We Use Your Information

We use your information for the following purposes:

Financial Recovery Services: To provide personalized financial recovery strategies, advice, and services tailored to your unique situation.

Account Management: To manage your account, process transactions, and communicate with you about your financial recovery plan.

Compliance: To comply with legal obligations, such as anti-money laundering regulations and financial reporting requirements.

Security: To protect against fraud, unauthorized transactions, and other liabilities.

Improvement of Services: To enhance our services, improve customer experience, and develop new features and products.

Marketing and Communication: To send you updates, newsletters, and promotional materials related to our services, with your consent.

3. Information Sharing

We may share your information with third parties under the following circumstances:

With Your Consent: We will share your information with third parties when you provide explicit consent.

Service Providers: We may share information with third-party service providers who perform services on our behalf, such as data processing, payment processing, or customer support.

Legal Obligations: We may disclose your information to comply with applicable laws, regulations, or legal processes, including government requests.

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Credit Bureaus and Financial Institutions: We may share relevant financial information with credit bureaus, financial institutions, and other entities as necessary to facilitate your financial recovery.

4. Data Security

We take the security of your personal and financial information seriously. We implement a variety of security measures, including:

Encryption: We use industry-standard encryption protocols to protect your data during transmission and storage.

Access Controls: Only authorized personnel have access to your information, and they are required to maintain its confidentiality.

Regular Audits: We conduct regular security audits and assessments to ensure the ongoing protection of your information.

Data Minimization: We only collect and retain the information necessary for the purposes outlined in this policy.

Your Rights and Choices

You have the following rights regarding your personal information:

Access: You can request access to the personal information we hold about you.

Correction: You can request that we correct or update any inaccurate or incomplete information.

Deletion: You can request the deletion of your personal information, subject to certain legal or contractual restrictions.

Opt-Out: You can opt out of receiving marketing communications from us at any time.

Data Portability: You can request a copy of your personal information in a structured, commonly used, and machine-readable format.

6. Cookies and Tracking Technologies

Our website may use cookies and other tracking technologies to enhance your experience and collect information about your usage patterns. You can control the use of cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our website.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal obligations. Any changes will be posted on our website, and we will notify you of any significant changes.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Perlica Limited 4 Discovery House, Cook Way, Taunton, Somerset, England, TA2 6BJ
[email protected]
+1-75-0660-605

 

This Privacy Policy is designed to ensure that your personal and financial information is handled with the utmost care and respect as we work together to fortify your financial recovery. We value your trust and are committed to protecting your privacy every step of the way.